Two Alternatives to Conventional Insurance: Self-Funded & Provider-Owned

Two Alternatives to Conventional Insurance: Self-Funded & Provider-Owned

Self-funded plans represent one alternative to conventional risk-based insurance. In addition, healthcare providers (eg, hospital systems) are offering another option, provider-owned plans.


Will Healthcare Inflation Remain at Historically Low Rates?

Will Healthcare Inflation Remain at Historically Low Rates?

The slowdown in healthcare cost inflation, often attributed to the 2007-2009 recession, has generated questions such as what caused it and whether it will last. Notably, as Figure 1 shows, the rate of healthcare inflation has dropped to historically low levels, suggesting structural factors could also be a major driver of the slowdown.