Consumer Financial Service Trends: United States

Published: December 31, 2018 - 30 Pages

Table of Contents

  • Highlights
  • Market Overview
    • Attitudes Toward Money Management, Financial Institutions, &Discrimination
      • African American Consumers
      • Hispanic Consumers
      • Perceptions of Discrimination
    • Wealth Trends
      • Table Total & Average US Household Net Worth by Race & Ethnicity, 2010 vs. 2019
      • Table Total US Household Net Worth & Net Worth Share by Race & Ethnicity, 2010 vs. 2019
      • Total US Household Net Worth Market Size
      • Wealth Distribution
      • African American Household Net Worth Trends
      • Hispanic Household Net Worth Trends
      • African American & Hispanic Net Worth: Affluent Households
      • African American & Hispanic Net Worth: Generations
        • Table US Total, Average, &Median Household Net Worth by Generation, 2016
    • Asset & Debt Trends
      • Table Average US Household Assets & Debt by Type & Race/Ethnicity, 2013 vs. 2016
      • The Influence of Homeownership
        • Table US Home Ownership Rate, Net Value, Value, &Debt by Race/Ethnicity, 2016
      • Banking/Investment Account Ownership
        • Table US Banking/Investment Account Ownership by Account Value & Race/Ethnicity, 2018
      • Liquid Assets & Stocks
        • Table US Liquid Assets: Hshlds Own, Participation, &Avg Assets by Race/Ethnicity, 2007 vs. 2016
        • Table US Dir Held Stocks: Hshlds Own, Participate, &Avg Assets by Race/Ethnicity, 2007 vs. 2016
    • Banking Relationships
      • National Bank, Credit Union, Local Bank, &Internet Bank Usage
        • Table US Bank Usage, by Bank Type & Race/Ethnicity, 2018
      • Reasons for Choosing Primary Bank
      • Factors Important to Opening a Checking Account
      • Overdraft
    • Mobile Banking, Wallets, &Apps
    • Payment Choices
      • Dollar Value Share, by Payment Instrument
      • Per-Person Payment Value by Race/Ethnicity
    • Credit Card User Wallet Share & Net Worth
      • Credit Card Users, Cards Per User, &Wallet Share
        • Table US Active Credit Card Users, Cards/User, &Wallet Share by Network/Type & Race/Ethnicity, 2017
      • Revolvers Versus Transactors
      • Credit Card User Net Worth, by Race/Ethnicity
  • About This Report
    • Scope
    • Sources
    • Industry Codes
      • Table NAICS & SIC Codes Related to Consumer Financial Services
    • Resources

Abstract

Consumer Financial Service Trends: United States

This report discusses US consumer financial service market trends in nominal US dollars between 2010 and 2019. Among the trends discussed are: household net worth by race/ethnicity, 2010 versus 2019; household net worth and net worth share by race/ethnicity, 2010 versus 2019; household net worth by generation, 2016; average household assets and debt by type and race/ethnicity, 2013 versus 2016; homeownership rate, net value, value, and debt by race/ethnicity, 2016; banking/investment account ownership by account value and race/ethnicity, 2018; liquid assets: households that own, participation rate, and average assets by race/ethnicity, 2007 versus 2016; directly held stocks: households that own, participation rate, and average assets by race/ethnicity, 2007 versus 2016; bank usage by bank type and race/ethnicity, 2018; and active credit card users, cards per user, and wallet share by card network/type and race/ethnicity, 2017.

A full outline of report items by page is available in the Table of Contents.

Related NAICS Codes:
522110 Commercial Banking
522120 Savings Institutions
522210 Credit Card Issuing
522220 Sales Financing
522292 Real Estate Credit
522293 International Trade Financing
522294 Secondary Market Financing
522298 All Other Nondepository Credit Intermediation
522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities

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